It’s now three weeks past New Year’s Day, and I have four questions for you:

  1. Do you have financial goals for the year that excite you?
  2. Did you write them down?
  3. Did you automate your savings/investing to help you achieve these goals?
  4. Do you have a process in place to track your income and expenses on a regular basis (whatever regular basis means to you, but we check at the end of every month) to see if you’re on track to reaching your goals?

If you can answer yes to these questions, then kudos to you, you can stop reading and move on to another post because you are on the right path toward financial freedom. Now you can sit back, relax, let time, appreciation and compound interest work for you. 


However, if you said no to any of these questions then download the Investor Mama’s Money Goals Worksheet below with your partner or spouse if you have one. If not, sit with yourself and really think about your long-term and short-term financial goals. 

Once completed, set up automatic transfers from your income into your savings and investing accounts immediately! Don’t think about it, just do it!

Create a Personal Capital account to automatically track your Net worth and create a Mint account to track your expenses. If you are old school, use Excel or whatever else works for you. Just set up a system and commit to tracking.

Now you too can sit back, relax, and get excited because you are on track toward reaching your financial goals!